Guidewire Software, Inc.
Rank #160HypergrowthGWRE · NYSE · Technology
Guidewire Software, Inc. (GWRE) — Rank #160 by gross profitability (GP/assets 0.37) · ROE 11.7% · Piotroski F-Score N/A.
As-of 2026-09-15 · CIK 0001528396 · all metrics point-in-time as of the filing date.
About
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific.
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It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers.
The company was incorporated in 2001 and is headquartered in San Mateo, California.
- Industry
- Software - Application
- Sector
- Technology
- State
- DE
- Filer Category
- Large accelerated filer
- Fiscal Year End
- July 31
- Website
- guidewire.com
Financials
Weakening
Direction over 5 fiscal years
- Free cash flowimproving
- Gross marginstable
- Gross profitabilitydeteriorating
- Net cashn/a
- Operating margindeteriorating
- Return on equitydeteriorating
- Share count (dilution)deteriorating
Monitoring diagnostic of business direction — not a prediction of returns.
Each fiscal year is read as-of that year’s own 10-K filing, so nothing restated after the fact leaks backwards. Line items this filer never tagged are omitted. Hover or tap a badge for the diagnostic behind it.
| Fiscal year end | 2019-07-31filed 2019-09-30 | 2018-07-31filed 2018-09-19 | 2017-07-31filed 2017-09-20 | 2016-07-31filed 2016-09-15 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | 719.5 | 661.1 | 514.3 | 424.4 |
| Revenue growth (YoY) | 10.2% | 28.5% | 21.2% | 11.5% |
| Gross profit | 395.2 | 364.4 | 322.7 | 272.6 |
| Gross margin | 54.9% | 55.1% | 62.8% | 64.2% |
| Net income | 20.7 | (19.7) | 21.2 | 15.0 |
| Net margin | 2.9% | -3.0% | 4.1% | 3.5% |
| EPS (diluted) | $0.25 | -$0.25 | $0.28 | $0.20 |
| EPS growth (YoY) | 200.0% | -189.3% | 40.0% | — |
| Cash flow | ||||
| Operating cash flow | 116.1 | 140.5 | 137.2 | 99.9 |
| Capital expenditures | 44.9 | 9.4 | 5.9 | 7.1 |
| Free cash flow | 71.2 | 131.1 | 131.3 | 92.8 |
Figures are as originally filed with the SEC (point-in-time), not restated, so they can differ slightly from sites that show later-restated numbers. Why point-in-time?