GWRE · NYSE · Technology
Guidewire Software, Inc. (GWRE) — Rank #153 by gross profitability (GP/assets 0.37) · ROE 11.7% · Piotroski F-Score N/A.
As-of 2026-10-30 · CIK 0001528396 · all metrics point-in-time as of the filing date.
About
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific.
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It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers.
The company was incorporated in 2001 and is headquartered in San Mateo, California.
- Industry
- Software - Application
- Sector
- Technology
- State
- DE
- Filer Category
- Large accelerated filer
- Fiscal Year End
- July 31
- Website
- guidewire.com
Financials
Each fiscal year is read as-of that year’s own 10-K filing, so nothing restated after the fact leaks backwards. Line items this filer never tagged are omitted. Hover or tap a badge for the diagnostic behind it.
| Fiscal year end | 2026-07-31filed 2026-09-11 | 2025-07-31filed 2025-09-11 | 2024-07-31filed 2024-09-16 | 2023-07-31filed 2023-09-18 |
|---|---|---|---|---|
| Revenue | 1,475.4 | 1,202.5 | 980.5 | 905.3 |
| Revenue growth (YoY) | 22.7% | 22.6% | 8.3% | 11.4% |
| Cost of revenue | 528.0 | 450.4 | 397.1 | 447.1 |
| Gross profit | 947.4 | 752.1 | 583.4 | 458.2 |
| Gross margin | 64.2% | 62.5% | 59.5% | 50.6% |
| Research & development | 340.1 | 296.2 | 269.4 | 249.7 |
| Operating income | 149.9 | 41.1 | (52.6) | (149.5) |
| Operating margin | 10.2% | 3.4% | -5.4% | -16.5% |
| Interest expense | 13.3 | 13.2 | 6.7 | 6.7 |
| Pre-tax income | 164.1 | 49.4 | (26.8) | (134.1) |
| Income tax expense | 24.8 | (20.4) | (20.7) | (22.2) |
| Net income | 139.3 | 69.8 | (6.1) | (111.9) |
| Net margin | 9.4% | 5.8% | -0.6% | -12.4% |
| EPS (basic) | $1.65 | $0.83 | -$0.07 | -$1.36 |
| EPS (diluted) | $1.63 | $0.81 | -$0.07 | -$1.36 |
Figures are as originally filed with the SEC (point-in-time), not restated, so they can differ slightly from sites that show later-restated numbers. Why point-in-time?