GWRE · NYSE · Technology
Guidewire Software, Inc. (GWRE) — Rank #153 by gross profitability (GP/assets 0.37) · ROE 11.7% · Piotroski F-Score N/A.
As-of 2026-10-30 · CIK 0001528396 · all metrics point-in-time as of the filing date.
About
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific.
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It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers.
The company was incorporated in 2001 and is headquartered in San Mateo, California.
- Industry
- Software - Application
- Sector
- Technology
- State
- DE
- Filer Category
- Large accelerated filer
- Fiscal Year End
- July 31
- Website
- guidewire.com
Financials
Each fiscal year is read as-of that year’s own 10-K filing, so nothing restated after the fact leaks backwards. Line items this filer never tagged are omitted. Hover or tap a badge for the diagnostic behind it.
| Fiscal year end | 2026-07-31filed 2026-09-11 | 2025-07-31filed 2025-09-11 | 2024-07-31filed 2024-09-16 | 2023-07-31filed 2023-09-18 |
|---|---|---|---|---|
| Operating | ||||
| Depreciation & amortization | 28.0 | 23.8 | 22.3 | 24.8 |
| Stock-based compensation | 181.8 | 161.6 | 146.5 | 142.8 |
| Change in receivables | 54.9 | 3.3 | (12.6) | 7.3 |
| Operating cash flow | 389.7 | 300.9 | 195.7 | 38.4 |
| Investing | ||||
| Capital expenditures | 12.1 | 5.7 | 6.4 | 5.8 |
| Acquisitions, net of cash | 38.0 | 26.9 | 0.0 | 0.0 |
| Investing cash flow | (136.0) | (237.0) | (52.4) | 12.7 |
| Financing | ||||
| Share repurchases | 606.3 | 0.0 | 0.0 | 261.8 |
| Financing cash flow | (579.0) | 82.3 | 1.1 | (261.6) |
| Summary | ||||
| Free cash flow | 377.7 | 295.1 | 189.4 | 32.6 |
Figures are as originally filed with the SEC (point-in-time), not restated, so they can differ slightly from sites that show later-restated numbers. Why point-in-time?