Guidewire Software, Inc.
Rank #160HypergrowthGWRE · NYSE · Technology
Guidewire Software, Inc. (GWRE) — Rank #160 by gross profitability (GP/assets 0.37) · ROE 11.7% · Piotroski F-Score N/A.
As-of 2026-09-15 · CIK 0001528396 · all metrics point-in-time as of the filing date.
About
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific.
Show moreShow less
It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers.
The company was incorporated in 2001 and is headquartered in San Mateo, California.
- Industry
- Software - Application
- Sector
- Technology
- State
- DE
- Filer Category
- Large accelerated filer
- Fiscal Year End
- July 31
- Website
- guidewire.com
Financials
Each fiscal year is read as-of that year’s own 10-K filing, so nothing restated after the fact leaks backwards. Line items this filer never tagged are omitted. Hover or tap a badge for the diagnostic behind it.
| Fiscal year end | 2019-07-31filed 2019-09-30 | 2018-07-31filed 2018-09-19 | 2017-07-31filed 2017-09-20 | 2016-07-31filed 2016-09-15 |
|---|---|---|---|---|
| Operating | ||||
| Depreciation & amortization | 40.0 | 35.6 | 18.7 | 8.8 |
| Stock-based compensation | 91.5 | 89.6 | 71.8 | 66.1 |
| Change in receivables | 15.1 | 40.8 | 9.8 | 0.1 |
| Operating cash flow | 116.1 | 140.5 | 137.2 | 99.9 |
| Investing | ||||
| Capital expenditures | 44.9 | 9.4 | 5.9 | 7.1 |
| Acquisitions, net of cash | 0.0 | 130.1 | 187.6 | 39.5 |
| Investing cash flow | (301.4) | (537.6) | (113.3) | (101.3) |
| Financing | ||||
| Financing cash flow | 4.0 | 573.0 | 14.6 | 13.5 |
| Summary | ||||
| Free cash flow | 71.2 | 131.1 | 131.3 | 92.8 |
Figures are as originally filed with the SEC (point-in-time), not restated, so they can differ slightly from sites that show later-restated numbers. Why point-in-time?