GWRE · NYSE · Technology
Guidewire Software, Inc. (GWRE) — Rank #153 by gross profitability (GP/assets 0.37) · ROE 11.7% · Piotroski F-Score N/A.
As-of 2026-10-30 · CIK 0001528396 · all metrics point-in-time as of the filing date.
About
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific.
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It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers.
The company was incorporated in 2001 and is headquartered in San Mateo, California.
- Industry
- Software - Application
- Sector
- Technology
- State
- DE
- Filer Category
- Large accelerated filer
- Fiscal Year End
- July 31
- Website
- guidewire.com
Financials
Each fiscal year is read as-of that year’s own 10-K filing, so nothing restated after the fact leaks backwards. Line items this filer never tagged are omitted. Hover or tap a badge for the diagnostic behind it.
| Fiscal year end | 2026-07-31filed 2026-09-11 | 2025-07-31filed 2025-09-11 | 2024-07-31filed 2024-09-16 | 2023-07-31filed 2023-09-18 |
|---|---|---|---|---|
| Assets | ||||
| Cash & equivalents | 372.9 | 697.9 | 548.0 | 401.8 |
| Short-term investments | 380.2 | 451.5 | 455.6 | 396.9 |
| Accounts receivable | 193.7 | 140.6 | 137.3 | 151.0 |
| Total current assets | 1,187.0 | 1,507.4 | 1,295.5 | 1,099.6 |
| Property, plant & equipment, net | 67.8 | 60.4 | 55.4 | 54.5 |
| Goodwill | 423.3 | 394.0 | 372.2 | 372.2 |
| Intangible assets (excl. goodwill) | 16.4 | 12.0 | 9.0 | 14.5 |
| Total assets | 2,576.9 | 2,721.1 | 2,226.3 | 2,027.9 |
| Liabilities | ||||
| Accounts payable | 38.1 | 28.8 | 15.2 | 34.6 |
| Deferred revenue | 438.8 | 344.8 | 285.5 | 212.9 |
| Total current liabilities | 664.5 | 544.8 | 837.6 | 373.3 |
| Total debt | — | — | 398.9 | 397.2 |
| Total liabilities | 1,383.3 | 1,263.9 | 883.6 | 828.4 |
| Equity | ||||
| Retained earnings | (1,024.4) | (554.2) | (624.1) | (618.0) |
| Total shareholders' equity | 1,193.7 | 1,457.2 | 1,342.7 | 1,199.5 |
Figures are as originally filed with the SEC (point-in-time), not restated, so they can differ slightly from sites that show later-restated numbers. Why point-in-time?