FirstCash Holdings, Inc.
Rank #188Capital ReturnFCFS · Nasdaq · Financial Services
FirstCash Holdings, Inc. (FCFS) — Rank #188 by gross profitability (GP/assets 0.34) · ROE 14.2% · Piotroski F-Score 7 / 9.
As-of 2026-09-15 · CIK 0000840489 · all metrics point-in-time as of the filing date.
About
FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom.
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The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures and over-the-counter purchases from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. It serves cash and credit-constrained consumers. The company was formerly known as FirstCash, Inc and changed its name to FirstCash Holdings, Inc. in December 2021. FirstCash Holdings, Inc.
was incorporated in 1988 and is headquartered in Fort Worth, Texas.
- Industry
- Credit Services
- Sector
- Financial Services
- State
- TX
- Filer Category
- Large accelerated filer
- Fiscal Year End
- December 31
- Website
- firstcash.com
Financials
Strengthening
Direction over 5 fiscal years
- Free cash flowimproving
- Gross marginstable
- Gross profitabilityimproving
- Net cashdeteriorating
- Operating marginn/a
- Return on equityimproving
- Share count (dilution)improving
Monitoring diagnostic of business direction — not a prediction of returns.
Each fiscal year is read as-of that year’s own 10-K filing, so nothing restated after the fact leaks backwards. Line items this filer never tagged are omitted. Hover or tap a badge for the diagnostic behind it.
| Fiscal year end | 2025-12-31filed 2026-02-09 | 2024-12-31filed 2025-02-03 | 2023-12-31filed 2024-02-05 | 2022-12-31filed 2023-02-06 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | 3,661.0 | 3,388.5 | 3,151.8 | 2,728.9 |
| Revenue growth (YoY) | 8.0% | 7.5% | 15.5% | 60.6% |
| Gross profit | 1,840.6 | 1,629.5 | 1,507.2 | 1,264.6 |
| Gross margin | 50.3% | 48.1% | 47.8% | 46.3% |
| Net income | 330.4 | 258.8 | 219.3 | 253.5 |
| Net margin | 9.0% | 7.6% | 7.0% | 9.3% |
| EPS (diluted) | $7.42 | $5.73 | $4.80 | $5.36 |
| EPS growth (YoY) | 29.5% | 19.4% | -10.4% | — |
| Cash flow | ||||
| Operating cash flow | 585.9 | 540.0 | 416.1 | 469.3 |
| Capital expenditures | 54.9 | 68.2 | 60.1 | 35.6 |
| Free cash flow | 531.0 | 471.7 | 356.0 | 433.7 |
Figures are as originally filed with the SEC (point-in-time), not restated, so they can differ slightly from sites that show later-restated numbers. Why point-in-time?