Quality Investor

Neo-Concept International Group Holdings Limited

Rank #112Decline

NCI · Nasdaq · Consumer Cyclical

Neo-Concept International Group Holdings Limited (NCI) — Rank #112 by gross profitability (GP/assets 0.44) · ROE 0.6% · Piotroski F-Score 6 / 9.

As-of 2026-09-15 · CIK 0001916331 · all metrics point-in-time as of the filing date.

About

Neo-Concept International Group Holdings Limited provides one-stop apparel solutions in the United States, Canada, the United Kingdom, and internationally.

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The company offers a suite of services in the apparel supply chain, including market trend analysis, product design and development, raw material sourcing, production and quality control, and logistics management services. It also sells knitwear and apparel products under the les 100 ciels brand through digital and physical retail stores, as well as third-party online platforms. The company serves brand owners, apparel sourcing agents, and online fashion retailers.

Neo-Concept International Group Holdings Limited was incorporated in 2021 and is based in Kwun Tong, Hong Kong.

Industry
Apparel Manufacturing
Sector
Consumer Cyclical
State
K3
Filer Category
Non-accelerated filerEmerging growth company
Fiscal Year End
December 31
Website
neo-ig.com

Price History

NCI-96.6% · -75.9% CAGRSPY+55.2% · +20.3% CAGR

Company Snapshot

P/E, P/B, and dividend yield matter most — book value provides a floor.

Market Cap

$32.99M

P/E (annual)

159.9

P/S (annual)

0.2

P/B

0.6

P/OCF (annual)

1.5

Shareholder Yield

-3.7%

Employees

24

Industry

Apparel Manufacturing

Exchange

Nasdaq

Signal Flags

1 yellow3 red
Dilution above 2%Annual share count increase exceeds 2%. May be acceptable for high-growth companies funding talent via stock compensation
Revenue declining YoYRevenue contracted year over year
Operating margin decliningOperating margin lower than prior year
Valuation convergenceEPS declining, shares diluting, and revenue growth decelerating simultaneously

Quality Profile

Profitability

1/1 pass
GP / assets
0.44
Return on equity
0.6%
Gross margin trend
PASS

Safety

1/1 pass
Balance-sheet safety
PASS
Debt / equity
1.04
Current ratio
2.61×
Net cash
-$2.42M

Cash Flow

3/3 pass
Positive FCF
PASS
Cash-backed earnings
PASS
Accruals healthy
PASS
SBC / revenue

Growth

0/2 pass
Revenue growth
-41.8%
Piotroski F-Score
6 / 9
Share dilution
3.7%

Terry Smith quality gate

Passes 1/5 Terry Smith thresholds

1 of 5 threshold not computable from filed data.

What Growth Is Priced In

Implied revenue growth (10Y)

-20.8%

incredible deal

The annual FCF growth rate today's price requires over a 10-year horizon (discount rate 10%, terminal growth 2.5%).

Dilution drag: 3.7% — per-share value needs a total required return of -17.1% once share-count change is priced in.

vs. own 6-year median revenue growth: -49.9%

Cost-of-equity sensitivity (implied growth at different discount rates)

r = 8%

-23.2%

r = 10% (base)

-20.8%

r = 12%

-18.6%

Net debt / market cap: 4.7%

Base FCF: $17.4M3Y mean FCF: -$12.3M

Valuation History

Current multiple vs historical range at each filing date. Band spans 25th-75th percentile.

P / E

Price / diluted EPS

104.9xFair
34.9xmed 104.9x174.4x

P / S

Price / revenue per share

0.2xCheap
0.2xmed 2.3x4.5x

P / GP

Price / gross profit per share

0.7xCheap
0.7xmed 18.8x34.7x

Asset value and restructuring potential (balance-sheet strength) are the primary reads at this stage.

Profitability

Gross profitability (GP / assets)

0.44

Primary signal (Novy-Marx).

Return on equity

0.6%

Gross margin

36.9%

Revenue growth (YoY)

-41.8%

Gross margin improving

Margin trend vs prior year.

PASS

Operating Leverage

2022202320242025
Revenue vs COGS
Revenue vs OpEx
Op. Income vs Revenue

Growth

Revenue CAGR (3Y)

-26.6%

Revenue CAGR (5Y)

Earnings CAGR (3Y)

-70.1%

FCF CAGR (3Y)

Anti-fragile safety

Balance-sheet safety

Composite anti-fragile check.

PASS

Debt / equity

1.04

Current ratio

2.61×

Quick ratio

0.48×

Net cash

-$2.42M

Cash & equivalents minus total debt.

Cash-flow health

Free cash flow

$17.37M

Operating cash flow minus capex.

Positive free cash flow

PASS

FCF / net income

51.36

Cash-backing of earnings.

FCF/NI divergence

Unfavorable divergence (yellow flag).

PASS

Accruals healthy

Cash-backed earnings.

PASS

SBC / revenue

Stock-based comp intensity.

Piotroski F-Score

F-Score

6 / 9

Fundamental-strength score (0-9).

Lifecycle Phase History

20212025
Decline
Hypergrowth