Quality Investor

Coursera, Inc.

Rank #333Startup

COUR · NYSE · Consumer Defensive

Coursera, Inc. (COUR) — Rank #333 by gross profitability (GP/assets 0.21) · ROE -4.4% · Piotroski F-Score 5 / 9.

As-of 2026-09-15 · CIK 0001651562 · all metrics point-in-time as of the filing date.

About

Coursera, Inc. operates an online learning platform that provides education and skills training in the United States, Europe, the Middle East, Africa, the Asia Pacific, and internationally.

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It operates through Consumer and Enterprise segments. The company offers guided projects, courses, and specializations; online bachelor's and master's degrees; postgraduate diplomas; and certificates for entry-level professional, non-entry level professional, university, and MasterTrack programs in the domains of business, computer science, technology, and data science through Coursera.org for Individuals, Coursera Plus, Coursera for Enterprise, Coursera for Business, Coursera for Campus, and Coursera for Government. It offers its products to individuals, businesses, institutions, employers, colleges and universities, organizations, and governments. The company was formerly known as Dkandu, Inc. and changed its name to Coursera, Inc. in April 2012. Coursera, Inc.

was incorporated in 2011 and is headquartered in Mountain View, California.

Industry
Education & Training Services
Sector
Consumer Defensive
State
DE
Filer Category
Large accelerated filer
Fiscal Year End
December 31

Price History

COUR-86.9% · -33.4% CAGRSPY+80.5% · +12.5% CAGR

Company Snapshot

P/S is the primary valuation lens for pre-profit companies.

Market Cap

$1.43B

P/E (annual)

P/S (annual)

1.9

P/B

1.2

P/OCF (annual)

13.2

Shareholder Yield

-4.1%

Employees

1,307

Industry

Education & Training Services

Exchange

NYSE

Signal Flags

1 green1 yellow
Deferred revenue growingRevenue and deferred revenue both growing — retention signal
Dilution above 2%Annual share count increase exceeds 2%. May be acceptable for high-growth companies funding talent via stock compensation

Quality Profile

Profitability

1/1 pass
GP / assets
0.21
Return on equity
-4.4%
Gross margin trend
PASS

Safety

1/1 pass
Balance-sheet safety
PASS
Debt / equity
0.67
Current ratio
1.59×
Net cash
$982.20M

Cash Flow

3/3 pass
Positive FCF
PASS
Cash-backed earnings
PASS
Accruals healthy
PASS
SBC / revenue
12.6%

Growth

1/2 pass
Revenue growth
9.0%
Piotroski F-Score
5 / 9
Share dilution
4.1%

Terry Smith quality gate

Passes 1/5 Terry Smith thresholds

2 of 5 thresholds not computable from filed data.

What Growth Is Priced In

Implied revenue growth (10Y)

-4.5%

incredible deal

The annual FCF growth rate today's price requires over a 10-year horizon (discount rate 10%, terminal growth 2.5%).

Dilution drag: 4.1% — per-share value needs a total required return of -0.5% once share-count change is priced in.

vs. own 6-year median revenue growth: 23.8%

within its own history

Cost-of-equity sensitivity (implied growth at different discount rates)

r = 8%

-8.1%

r = 10% (base)

-4.5%

r = 12%

-1.5%

Net debt / market cap: -110.5%

Base FCF: $107.2M3Y mean FCF: $76.5M

Valuation History

Current multiple vs historical range at each filing date. Band spans 25th-75th percentile.

P / S

Price / revenue per share

1.3xCheap
1.3xmed 3.1x6.8x

P / B

Price / book value per share

1.5xCheap
1.5xmed 2.7x4.0x

P / GP

Price / gross profit per share

2.4xCheap
2.4xmed 5.4x11.3x

P / FCF

Price / free cash flow per share

9.2xCheap
9.2xmed 50.2x14671.0x

Burn rate (cash flow) is the primary read at this stage — TAM and product-market fit aren't metrics this dashboard tracks.

Profitability

Gross profitability (GP / assets)

0.21

Primary signal (Novy-Marx).

16th pctl of 38 SIC 7372 peers

Return on equity

-4.4%

Gross margin

54.6%

16th pctl of 38 SIC 7372 peers

Revenue growth (YoY)

9.0%

Gross margin improving

Margin trend vs prior year.

PASS

Operating Leverage

2022202320242025
Revenue vs COGS
Revenue vs OpEx
Op. Income vs Revenue

Growth

Revenue CAGR (3Y)

13.1%

Revenue CAGR (5Y)

20.9%

Earnings CAGR (3Y)

FCF CAGR (3Y)

Anti-fragile safety

Balance-sheet safety

Composite anti-fragile check.

PASS

Debt / equity

0.67

50th pctl of 33 SIC 7372 peers (best = lowest)

Current ratio

1.59×

32nd pctl of 38 SIC 7372 peers

Quick ratio

1.49×

Net cash

$982.20M

Cash & equivalents minus total debt.

Cash-flow health

Free cash flow

$107.20M

Operating cash flow minus capex.

Positive free cash flow

PASS

FCF / net income

3.10

Cash-backing of earnings.

FCF/NI divergence

Unfavorable divergence (yellow flag).

PASS

Accruals healthy

Cash-backed earnings.

PASS

SBC / revenue

12.6%

Stock-based comp intensity.

Piotroski F-Score

F-Score

5 / 9

Fundamental-strength score (0-9).

Lifecycle Phase History

20202025
Hypergrowth
Startup